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12 guides on freelance taxes, deductions, business setup, and more
Retirement & HealthSolo 401(k) vs SEP IRA for Freelancers: Which Retirement Plan Lets You Save More in 2024?Solo 401(k)s let you save up to $69,000 in 2024 with Roth options and loans, while SEP IRAs offer simpler setup. Learn which plan maximizes your retirement savi...Retirement & HealthSolo 401(k) vs SEP IRA: Which Retirement Plan Saves Freelancers More Money?Both Solo 401(k)s and SEP IRAs let freelancers save big for retirement, but they differ in contribution limits, flexibility, and administrative work.Retirement & HealthLife Insurance for Freelancers: Do You Need It?Freelancers and self-employed workers don't get employer life insurance. Learn when you need coverage, how much to buy, and which policy types work best.Retirement & HealthDisability Insurance for Freelancers: How to Protect Your Income When You Can't WorkFreelancers have no safety net if illness or injury stops work. Learn how disability insurance protects your income, what policies cost, and how to buy coverage...Retirement & HealthRoth IRA for Freelancers: Backdoor Strategy Explained (2026)Earn too much to contribute to a Roth IRA? The backdoor strategy lets freelancers convert traditional IRA funds to Roth. Here's how it works in 2026.Retirement & HealthHow Much Should Freelancers Save for Retirement?Freelancers should aim to save 15–25% of gross income for retirement. Learn target percentages, account options, and how to calculate your number.Retirement & HealthCOBRA vs ACA Marketplace When Going Freelance: Which Health Insurance Is Right for You?Compare COBRA and ACA Marketplace insurance for freelancers. Learn costs, subsidies, coverage differences, and when each option makes sense after quitting.Retirement & HealthHSA for Freelancers: The Triple Tax AdvantageHealth Savings Accounts offer freelancers three powerful tax breaks: deductible contributions, tax-free growth, and tax-free withdrawals for medical costs.Retirement & HealthSolo 401(k) vs SEP IRA: Which Is Better for Freelancers?Solo 401(k) and SEP IRA both let freelancers save for retirement, but the best choice depends on your income, goals, and whether you have employees.Retirement & HealthHow to Set Up a Solo 401(k) as a FreelancerLearn how to open a Solo 401(k), contribute up to $69,000 in 2026, and slash your tax bill as a self-employed freelancer.Retirement & HealthHealth Insurance Options for Freelancers 2026Navigate the ACA marketplace, COBRA, HSAs, and spouse coverage to find affordable health insurance as a 1099 freelancer in 2026.Retirement & HealthSEP IRA Guide for Freelancers: How to Save Big for Retirement in 2026SEP IRAs let freelancers save up to $69,000 in 2026 with tax-deductible contributions. Learn how SEP IRAs work, contribution limits, and setup steps.